UPI has completely changed how Indians pay online. Today, most customers prefer Google Pay, PhonePe, or Paytm over cards or net banking.

If you run an ecommerce business in India, accepting UPI payments is no longer optional — it’s essential.

This guide explains how to accept UPI payments on your ecommerce website, what you need, and the easiest way to get started.

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Why UPI Payments Matter for Indian Ecommerce

UPI dominates online payments in India because:

• Instant bank-to-bank transfers

• No card details needed

• Fast checkout experience

• Trusted by Indian customers

• Works perfectly on mobile

Stores that don’t offer UPI often lose customers at checkout.

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What You Need to Accept UPI Payments Online

To accept UPI payments on your ecommerce website, you need:

1. A business bank account

2. A payment gateway that supports UPI

3. An ecommerce platform integrated with the gateway

4. A secure checkout flow

Setting this up manually can be complex without the right platform.

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Common Challenges Sellers Face

Many sellers struggle with:

• Complicated gateway onboarding

• Technical integration issues

• Delayed settlements

• Multiple dashboards for orders and payments

That’s why choosing the right ecommerce platform matters.

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Ways to Accept UPI Payments on Your Website

Option 1: Manual Payment Links (Not Recommended)

Some sellers use:

• UPI QR screenshots

• WhatsApp payment links

Problems:

• No order automation

• Manual verification

• Poor customer experience

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Option 2: Payment Gateway + Ecommerce Platform (Best Option)

This is the professional and scalable approach.

You get:

• Automated order confirmation

• Secure checkout

• Direct bank settlements

• Payment tracking

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Easiest Way to Accept UPI Payments in India

Use a Platform with Built-In UPI Support

Platforms like Bechna already integrate UPI-enabled payment gateways.

With Bechna, you can:

• Enable UPI payments in minutes

• Accept Google Pay, PhonePe & Paytm

• Receive money directly in your bank account

• Manage orders and payments from one dashboard

• Avoid technical setup

No coding. No developers.

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How UPI Checkout Works for Customers

1. Customer adds product to cart

2. Goes to checkout

3. Selects UPI payment

4. Pays via preferred UPI app

5. Order is confirmed instantly

A smooth checkout increases conversion rates.

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UPI + COD = Best Combo for Indian Sellers

Most Indian ecommerce stores succeed by offering:

• UPI for prepaid orders

• Cash on Delivery for hesitant buyers

Bechna supports both options seamlessly.

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Security & Compliance

UPI payments on platforms like Bechna are:

• Bank-grade encrypted

• PCI-compliant

• Secure for customers and sellers

This builds trust and reduces payment failures.

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Why Bechna Is Ideal for UPI-Based Ecommerce

Bechna is built for Indian payment behavior.

You get:

• UPI-first checkout

• Direct bank settlements

• No platform commission

• Mobile-first management

• Faster go-live

Perfect for small businesses and growing brands.

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Final Thoughts

Accepting UPI payments is essential for ecommerce success in India.

Instead of struggling with manual setups or complex integrations, choose an ecommerce platform that handles UPI payments out of the box.

👉 Start accepting UPI payments easily with Bechna.

https://bechna.app/